No technology or standard can completely eradicate the risk of cyberattacks for any organization, but government policymakers can adopt specific modern standards to keep away from threats.

Fremont, CA: The growing use of phishing by fraudsters to deceive people into giving their password information is a significant problem. Phishing is on the rise for one simple reason: it's a low-cost, high-impact attack that puts the burden of security on the user. Because many users reuse passwords, compromised credentials are used to bypass standard network security measures and gain access to other systems. As the number of authentication-based attacks grows, governments worldwide are enacting rules to encourage the use of cybersecurity technologies and procedures.

Here are some of how the government can address cybersecurity issues:

Planning to address authentication

Unfortunately, it is insufficient for any cyber project not to prioritize strong authentication, even though it is only one part of a comprehensive approach to managing cyber risk.

Mobile-friendly authentication solutions

As mobile transaction usage grows, any policy that doesn't optimize the use of MFA in the mobile environment will fall short of adequately protecting transactions.

Understand that privacy matters

MFA systems might vary widely in their approach to privacy; some watch users' every move or develop new consumer-information databases. These solutions present privacy problems and generate new, valuable data stores that are vulnerable to assault. Today, several authentication businesses have embraced a "privacy by design" strategy that maintains valuable biometrics on a user's device and minimizes the amount of personal data maintained on servers.

Using biometrics the right way

The near-ubiquity of biometric sensors in mobile devices is generating new choices for safe identification, making it easier to deploy fingerprint and facial recognition technology. However, biometrics are most effective when used as part of a multi-factor authentication solution – matching a biometric on a device to unlock a second factor. Biometrics should ideally be saved and matched exclusively on a device, reducing the need to address privacy and security problems associated with systems that store biometrics centrally. Any biometric data saved on a compromised system is susceptible to falling into the wrong hands.